**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Solutions for today, growth for tomorrow. We offer customized loans that meet your current needs while fueling lasting business growth.

We ensure every loan is the right fit, every time. Our process provides dependable, fast financing for your business aspirations.

We provide clear terms, honest dealings, and responsible lending, empowering your growth with trust and integrity.

Need ₹1 Lakh or ₹25 Lakhs? We offer property–backed loans tailored to your situation

From working capital to a new shop or upgraded equipment, choose a loan that supports your next step.

Repay in a way that suits your business with flexible tenures up to twelve years and manageable instalments.

No GST or ITR needed. Basic income proof is enough for deserving businesses to access credit.

Get fast approvals, simple steps, and a relationship manager guiding you at every stage of your loan.

From small towns to cities, we bring doorstep services with personal support wherever your business grows.
At BNF, we believe finance is about more than just numbers—it’s about recognizing people and their potential. We go beyond traditional paperwork by using insights, alternative data, and digital tools to see the true strength of a business. This approach opens doors for first-time borrowers and small entrepreneurs who deserve a fair chance.
Technology makes borrowing faster and simpler, but never impersonal. While we automate routine steps to increase efficiency, our guidance is always within reach. We believe finance should empower, not create barriers, and we’re committed to building a process that sees your full potential.
At BNF, we believe growth has meaning only when it is built with integrity. Profitability matters, but not at the cost of fairness or trust. Strong governance, transparent communication, and disciplined operations keep us accountable and aligned with long-term impact. Our vision of finance is a shared journey. Success is not measured only by numbers but by the lives strengthened along the way. With responsible growth, businesses, investors, and communities rise together—sustainably and ethically.
Our vision of finance is a shared journey. Success is not measured only by numbers but by the lives strengthened along the way. With responsible growth, businesses, investors, and communities rise together—sustainably and ethically.
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years. All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month. One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366. In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount. The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings. This amount can only be approximated from the amount of time saved and based on the original loan details. The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change. **Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
Calculator Information
Calculator Assumptions
Length of Month
Number of Weeks or Fortnights in a Year
Rounding of Amount of Each Repayment
Rounding of Time Saved
Amount of Interest Saved
Calculator Disclaimer
Period
Payment
Interest
Balance
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